For her Capstone, senior Sarah Modzelewski, was an intern in the Risk Department at OneMain Financial, a subprime lender offering personal loans. Her capstone project focused on discrimination in the loan industry. She studied the process by which the government determines whether or not lenders are discriminating against applicants based on factors such as the person’s age, race, religion, and gender. Sarah made recommendations on improving the process of determining if discrimination is occurring since many studies she examined showed that lenders are often discriminatory.